Build your own fintech with Bond

Our embedded finance platform is revolutionizing the way financial products are built and tailored for your customers’ needs. By integrating with our platform’s modern APIs and leveraging our team’s program management expertise, you can confidently and quickly build, launch and operate your own financial products.

Powerful, all-in-one embedded finance platform

Bond provides a robust integration layer to make the process of building and launching your own financial product the easiest it can be. No need for extra contracts with banks or other technology vendors for new integrations because Bond does it all. Bond also manages your program so you don’t need to have banking licenses, or worry about building your own compliance teams.

Democratizing access to financial services

Friends since their time at UC Berkeley, Roy and Yan founded Bond with the vision of making financial services easier to use and more widely available, especially for communities traditionally underserved or unserved by today’s financial systems. They realized there was an enormous gap between what banks and financial institutions can offer to innovators, and what innovators needed to create amazing financial services experiences for their customers. 

Bond DNA

We believe in committing to ourselves, our customers and our partners. These are the principles that guide us.

Raise the bar

Earn our customers’ trust by solving the problems that matter. See challenges as opportunities. Create value by removing complexity. Deliver delight to customers from the first interaction onward.

Put people first

Bring your whole self to work. Champion those around you and make each other better. Celebrate shared successes. Hire, retain, and build a culture that's a magnet for incredible people. Diverse teams and perspectives win.

Demand transparency

Take the time to write down stuff that matters. Be authentic and thoughtful. Share it all -- mistakes, learnings, wins and losses. Say what you mean and mean what you say. Don’t say anything behind someone’s back that you would not say to them directly.

Obsessive ownership

Get in the driver’s seat. Operate with a sense of urgency. Never say "that's not my job" and don’t wait to be asked. You are empowered to make our company better. There's no rule book for building great companies. Let’s figure it out together. 

Question every assumption

Come ready to learn. Lean into your discomfort and challenge your implicit and explicit assumptions. Get to the root cause by asking why. Exercise strong judgment by zooming in and zooming out. Be right a lot, but be willing to admit when you're wrong and learn from it.

Debate quickly, then commit

There’s a time to debate and a time to act. Agree upfront on who’s the decision maker. Respectful and rigorous debate leads to better and faster decisions. When a decision is made, it's time to commit.

Our team

We set out to attract top industry talent, technologists and thought leaders so we could achieve our vision of enabling innovators to build, launch and scale financial products that improves financial access to the communities around us. We’ve built a bench with some of the most passionate and talented people in the industry.

Our investors and advisors

We have the privilege to work with some of the most brilliant minds in technology and finance. Our investors and advisors are members of our extended team - and they’ve joined us on our mission to democratize financial access.

Board of Advisors

Dan Ciporin
Board member, LendingClub; former General Partner at Canaan; Chairman & CEO of Shopping.com
Hillary Smith
Operating Partner, Craft Ventures; Former General Counsel, Square
Ben Lawsky
Head of Regulatory Affairs, NYDIG; CEO, The Lawsky Group; former Superintendent of Financial Services, State of New York, 2011 - 2015
Nairi Hourdajian
VP of Communications, Figma; former Head of Global Communications, Uber
Tim Bogan
Chief Banking Integration Officer, Lending Club

Investors

Jackie
Reses
Former Capital Lead and Executive Chair, Square Financial Services
Eric
Yuan
Founder & CEO, Zoom
Ryan
Petersen
Founder & CEO, Flexport
Lydia
Jett
Partner, Softbank
Sarah
Friar
CEO, Nextdoor; former CFO, Square
Steve
Freiberg
Board Director, Mastercard; former CEO, Citi Consumer
Rob
Bernshteyn
Chairman & CEO, Coupa

Loved by customers

Don’t just take our word for it — our customers say it best.

Alan Akina
President & Founder

Lindsay Davis
Head of Markets, Atomic

Squire Technologies is the leading operating system for barbershops that allows barbers to manage bookings, scheduling, pricing and payments from one single app. Squire is helping to bring core financial services to an underserved market - barbershop owners and barbers.

Founded in 2016, Atlanta-based Qoins tackles excessive debt that impacts millions of Americans including, at one point, co-founders Christian Zimmerman and Nate Washington. Qoins has already successfully paid off over $30 million of debt for over 10,000 users while offering education about personal finance so they form healthy financial habits. This direct impact on people’s financial lives earned Christian and Nate a spot on the 2021 Forbes 30 Under 30 list.

Christian Zimmerman
Co-founder + CEO, Qoins

Cledara is a leading solution for fast-growing companies to manage their software subscriptions. Founded in the UK by Cristina Vila Vives, one of Forbes’ 20 Women Changing Spain, and Brad van Leeuwen, former head of partnerships and marketing at Railsbank, Cledara helps SMBs simplify the way they discover, buy, manage and cancel software subscriptions.

Cristina Vila Vives
Co-founder + CEO, Cledara

Co-founded by Songe LaRon and Dave Salvant, Squire Technologies is the leading operating system for barbershops that allows barbers to manage bookings, scheduling, pricing and payments from one single app. Squire brings core financial services to barbershops and barbers — a previously underserved market.

Aram Muradyan
Head of Product, Squire

Become a Bonder

Come work with us! We’d love to have more brainiacs and fintech enthusiasts onboard to make even more change happen. The more of us that are driven to create access to financial literacy and services, the more communities we can reach and change lives.

Generate 2x the interchange of a debit card by offering your customers a credit builder card

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In the news

Goldman-backed startup Bond raises $32M to let any company offer banking

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Who needs a BaaS partner, anyway?

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How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

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Executives from Rapyd, PayPal and Goldman Sachs join Bond

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‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

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Roy Ng, co-founder and CEO of Bond, on BaaS's business model

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The Top 25 Women Leaders in Financial Technology of 2021

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Goldman-backed startup Bond raises $32M to let any company offer banking

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Who needs a BaaS partner, anyway?

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How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

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Executives from Rapyd, PayPal and Goldman Sachs join Bond

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‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

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Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

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Roy Ng, co-founder and CEO of Bond, on BaaS's business model

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How fintech statup Qoins is helping customers get out of debt

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The Top 25 Women Leaders in Financial Technology of 2021

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