Build your own fintech with Bond

Our embedded finance platform is revolutionizing the way financial products are built and tailored for your customers’ needs. By integrating with our platform’s modern APIs and leveraging our team’s program management expertise, you can confidently and quickly build, launch and operate your own financial products.

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Powerful, all-in-one embedded finance platform

Bond provides a robust integration layer to make the process of building and launching your own financial product the easiest it can be. No need for extra contracts with banks or other technology vendors for new integrations because Bond does it all. Bond also manages your program so you don’t need to have banking licenses, or worry about building your own compliance teams.

Democratizing access to financial services

Friends since their time at UC Berkeley, Roy and Yan founded Bond with the vision of making financial services easier to use and more widely available, especially for communities traditionally underserved or unserved by today’s financial systems. They realized there was an enormous gap between what banks and financial institutions can offer to innovators, and what innovators needed to create amazing financial services experiences for their customers. 

two men standing together

Bond DNA

We believe in committing to ourselves, our customers and our partners. These are the principles that guide us.

Raise the bar

Earn our customers’ trust by solving the problems that matter. See challenges as opportunities. Create value by removing complexity. Deliver delight to customers from the first interaction onward.

Put people first

Bring your whole self to work. Champion those around you and make each other better. Celebrate shared successes. Hire, retain, and build a culture that's a magnet for incredible people. Diverse teams and perspectives win.

Demand transparency

Take the time to write down stuff that matters. Be authentic and thoughtful. Share it all -- mistakes, learnings, wins and losses. Say what you mean and mean what you say. Don’t say anything behind someone’s back that you would not say to them directly.

Obsessive ownership

Get in the driver’s seat. Operate with a sense of urgency. Never say "that's not my job" and don’t wait to be asked. You are empowered to make our company better. There's no rule book for building great companies. Let’s figure it out together. 

Question every assumption

Come ready to learn. Lean into your discomfort and challenge your implicit and explicit assumptions. Get to the root cause by asking why. Exercise strong judgment by zooming in and zooming out. Be right a lot, but be willing to admit when you're wrong and learn from it.

Debate quickly, then commit

There’s a time to debate and a time to act. Agree upfront on who’s the decision maker. Respectful and rigorous debate leads to better and faster decisions. When a decision is made, it's time to commit.

Our team

We set out to attract top industry talent, technologists and thought leaders so we could achieve our vision of enabling innovators to build, launch and scale financial products that improves financial access to the communities around us. We’ve built a bench with some of the most passionate and talented people in the industry.

Our investors and advisors

We have the privilege to work with some of the most brilliant minds in technology and finance. Our investors and advisors are members of our extended team - and they’ve joined us on our mission to democratize financial access.

Board of Advisors

Dan Ciporin

Board member, LendingClub; former General Partner at Canaan; Chairman & CEO of Shopping.com

Hillary Smith

Operating Partner, Craft Ventures; Former General Counsel, Square

Ben Lawsky

Head of Regulatory Affairs, NYDIG; CEO, The Lawsky Group; former Superintendent of Financial Services, State of New York, 2011 - 2015

Nairi Hourdajian

VP of Communications, Figma; former Head of Global Communications, Uber

Tim Bogan

Chief Banking Integration Officer, Lending Club

Investors

Jackie
Reses
Former Capital Lead and Executive Chair, Square Financial Services
Eric
Yuan
Founder & CEO, Zoom
Ryan
Petersen
Founder & CEO, Flexport
Lydia
Jett
Partner, Softbank
Sarah
Friar
CEO, Nextdoor; former CFO, Square
Steve
Freiberg
Board Director, Mastercard; former CEO, Citi Consumer
Rob
Bernshteyn
Chairman & CEO, Coupa

Loved by customers

Don’t just take our word for it — our customers say it best.

TeamUp is a Neobank focused on student athletes, their coaches and college sports administrators. TeamUp is the ultimate sidekick for these student athletes. It helps them keep their finances in check so they can focus on crushing it on the field (or course, or pool, or track). With TeamUp, student athletes can avoid the hassle of cash and get a bird's eye view of all their money coming in and going out, making it easier to stay on top of their finances.

Alan Akina
President & Founder

Texas based FloatMe runs a mobile app that offers advances on earned income. The app is designed to help users avoid overdraft fees and other costly fees associated with short-term financial needs. With the FloatMe app, users can connect their bank accounts and receive cash advances on their earned income along with other services such as real-time notifications and alerts to help users manage their finances and avoid overspending. To monetize, FloatMe offers a subscription service that includes additional features, such as automatic advances and overdraft protection.

Lindsay Davis
Head of Markets, Atomic

Squire Technologies is the leading operating system for barbershops that allows barbers to manage bookings, scheduling, pricing and payments from one single app. Squire is helping to bring core financial services to an underserved market - barbershop owners and barbers.

Founded in 2016, Atlanta-based Qoins tackles excessive debt that impacts millions of Americans including, at one point, co-founders Christian Zimmerman and Nate Washington. Qoins has already successfully paid off over $30 million of debt for over 10,000 users while offering education about personal finance so they form healthy financial habits. This direct impact on people’s financial lives earned Christian and Nate a spot on the 2021 Forbes 30 Under 30 list.

Christian Zimmerman
Co-founder + CEO, Qoins

Cledara is a leading solution for fast-growing companies to manage their software subscriptions. Founded in the UK by Cristina Vila Vives, one of Forbes’ 20 Women Changing Spain, and Brad van Leeuwen, former head of partnerships and marketing at Railsbank, Cledara helps SMBs simplify the way they discover, buy, manage and cancel software subscriptions.

Cristina Vila Vives
Co-founder + CEO, Cledara

Co-founded by Songe LaRon and Dave Salvant, Squire Technologies is the leading operating system for barbershops that allows barbers to manage bookings, scheduling, pricing and payments from one single app. Squire brings core financial services to barbershops and barbers — a previously underserved market.

Aram Muradyan
Head of Product, Squire
Grid column

Become a Bonder

Come work with us! We’d love to have more brainiacs and fintech enthusiasts onboard to make even more change happen. The more of us that are driven to create access to financial literacy and services, the more communities we can reach and change lives.

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Generate 2x the interchange of a debit card by offering your customers a credit builder card

Retain customers and grow your user base

In the news

Goldman-backed startup Bond raises $32M to let any company offer banking

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Who needs a BaaS partner, anyway?

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How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

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Executives from Rapyd, PayPal and Goldman Sachs join Bond

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‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

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Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

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Roy Ng, co-founder and CEO of Bond, on BaaS's business model

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How fintech statup Qoins is helping customers get out of debt

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The Top 25 Women Leaders in Financial Technology of 2021

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Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

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Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

Read more
Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Read more
Goldman-backed startup Bond raises $32M to let any company offer banking

Goldman-backed startup Bond raises $32M to let any company offer banking

Read more
The Top 25 Women Leaders in Financial Technology of 2021

The Top 25 Women Leaders in Financial Technology of 2021

Read more
How fintech statup Qoins is helping customers get out of debt

How fintech statup Qoins is helping customers get out of debt

Read more
Roy Ng, co-founder and CEO of Bond, on BaaS's business model

Roy Ng, co-founder and CEO of Bond, on BaaS's business model

Read more
‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

Read more
Executives from Rapyd, PayPal and Goldman Sachs join Bond

Executives from Rapyd, PayPal and Goldman Sachs join Bond

Read more
How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

Read more
Who needs a BaaS partner, anyway?

Who needs a BaaS partner, anyway?

Read more
Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

Read more
Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Read more
Goldman-backed startup Bond raises $32M to let any company offer banking

Goldman-backed startup Bond raises $32M to let any company offer banking

Read more
The Top 25 Women Leaders in Financial Technology of 2021

The Top 25 Women Leaders in Financial Technology of 2021

Read more
How fintech statup Qoins is helping customers get out of debt

How fintech statup Qoins is helping customers get out of debt

Read more
Roy Ng, co-founder and CEO of Bond, on BaaS's business model

Roy Ng, co-founder and CEO of Bond, on BaaS's business model

Read more
‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

Read more
Executives from Rapyd, PayPal and Goldman Sachs join Bond

Executives from Rapyd, PayPal and Goldman Sachs join Bond

Read more
How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

Read more
Who needs a BaaS partner, anyway?

Who needs a BaaS partner, anyway?

Read more