Payments, made easy

Money movement can be complex. Bond Pay makes it simple with our APIs. Initiate ACH transfers, make payments or payouts online and at Points of Sale (POS), withdraw funds at ATMs, and move money between cards and accounts.

Our universal ledger also gives you full oversight and control over all transactions, with real-time data and detailed reporting. 

Seamless Money Movement

Instant funding

Send and receive money with no waiting and no fees. We offer U.S. same-day (risk-based settlement timing) and standard ACH transfers. Fund a card account with money from an external bank account using ACH.

Receive payments

Initiate deposits and withdrawals directly from and to your customers’ accounts which have their own routing and account numbers. Or link to and get paid from external bank accounts, including via direct deposit. 

ATM access

Access over 37,000 ATMs in the U.S., giving your customers even more flexibility in how they deposit and withdraw their money. Make deposits conveniently at thousands of MoneyPass ATMs — without a branch visit.

Push to debit

No need to wait — push money immediately to any linked debit or secured credit cards

Integrated monitoring & fraud protection

See your customers’ financial activity as it happens. Bond’s customer-centric universal ledger displays real-time card, ATM, and other transactions, along with their associated balances.

Monitor transactions

Cancel and update existing transactions that have not yet been processed, in addition to configurable transaction-level limits. Monitor and report on all transactions with our universal ledger. Gain visibility into attempted fraud and adjust controls to limit your program’s risk.

graphical user interface, application

Generate 2x the interchange of a debit card by offering your customers a credit builder card

Retain customers and grow your user base

In the news

Goldman-backed startup Bond raises $32M to let any company offer banking

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Who needs a BaaS partner, anyway?

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How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

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Executives from Rapyd, PayPal and Goldman Sachs join Bond

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‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

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Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

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Roy Ng, co-founder and CEO of Bond, on BaaS's business model

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How fintech statup Qoins is helping customers get out of debt

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The Top 25 Women Leaders in Financial Technology of 2021

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Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

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Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

Read more
Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Read more
Goldman-backed startup Bond raises $32M to let any company offer banking

Goldman-backed startup Bond raises $32M to let any company offer banking

Read more
The Top 25 Women Leaders in Financial Technology of 2021

The Top 25 Women Leaders in Financial Technology of 2021

Read more
How fintech statup Qoins is helping customers get out of debt

How fintech statup Qoins is helping customers get out of debt

Read more
Roy Ng, co-founder and CEO of Bond, on BaaS's business model

Roy Ng, co-founder and CEO of Bond, on BaaS's business model

Read more
‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

Read more
Executives from Rapyd, PayPal and Goldman Sachs join Bond

Executives from Rapyd, PayPal and Goldman Sachs join Bond

Read more
How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

Read more
Who needs a BaaS partner, anyway?

Who needs a BaaS partner, anyway?

Read more
Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

Read more
Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Read more
Goldman-backed startup Bond raises $32M to let any company offer banking

Goldman-backed startup Bond raises $32M to let any company offer banking

Read more
The Top 25 Women Leaders in Financial Technology of 2021

The Top 25 Women Leaders in Financial Technology of 2021

Read more
How fintech statup Qoins is helping customers get out of debt

How fintech statup Qoins is helping customers get out of debt

Read more
Roy Ng, co-founder and CEO of Bond, on BaaS's business model

Roy Ng, co-founder and CEO of Bond, on BaaS's business model

Read more
‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

Read more
Executives from Rapyd, PayPal and Goldman Sachs join Bond

Executives from Rapyd, PayPal and Goldman Sachs join Bond

Read more
How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

Read more
Who needs a BaaS partner, anyway?

Who needs a BaaS partner, anyway?

Read more