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Embedded credit solutions for

your customers

creators

CFOs

barbers

entrepreneurs

savers

your customers

wealth advisors

contractors

landlords

sneakerheads

Leave the heavy lifting to our industry experts so you can quickly embed consumer and commercial credit capabilities into your software

Trusted by fast-growing software platforms and fintechs

College Ave Student Loans

Bond has been super supportive at helping us launch in the US without even being able to come to the US in person. That’s really the key — being able to have two parties who want to make it happen where decisions are made quickly, where iteration is fast, and where there is focus.

Cristina Vila Vives

Co-founder + CEO, Cledara

Read case study

Use Case: Credit Builder Card
Product: Consumer Secured Credit Cards

We’re building a very complicated product with lots of moving pieces — every problem has multiple solutions — so I’m happy to work with a group that is quick to respond, transparent, and proactive. Perhaps, most importantly, I feel like I can turn to Bond for brainstorming, truly forming a partnership model that co-creates our products in real time.

Aram Muradyan

Head of Product, Squire

Read case study

Use Case: Credit Builder Card
Product: Consumer Secured Credit Cards

"Without Bond, it would have taken over a year for us to get to market. Our customers want our product yesterday. With the Bond platform, our team could really focus on customer acquisition and user experience."

Alan Akina

President & Founder

Read case study

Use Case: Credit Builder Card
Product: Consumer Secured Credit Cards

Build in minutes,
launch in weeks

Designed by developers, for developers

With modern APIs and webhooks, you can build financial features using our clear, instructive guides in all the languages you use and love, from Node to Shell to Python

See our documentation

No fintech experience required

REQUEST
curl  --request POST \
--header'Identity: YOUR-IDENTITY' \
--header'Authorization: YOUR-AUTHORIZATION' \
--header'Content-Type: application/json' \
--data'{"customer_id":"094cd49b-6412-429f-a396-314097a6c3b9",  "program_id":"2742ff6a-7455-4066-8b45-ae12d3acca34"}'
--url 'https://sandbox.bond.tech/api/v0/cards' \

INSTALLATION
$ python -m pip install requests
import requests

url = "https://sandbox.bond.tech/api/v0/customers?page=1&per_page=2"
‍
headers = {"Accept": "application/json"}

response = requests.request("GET", url, headers=headers)
8‍
print(response.text)

REQUEST
require 'uri'
require 'net/http'
require 'openssl'

url = URI("https://sandbox.bond.tech/api/v0/customers?page=1&per_page=2")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
9
request = Net::HTTP::Get.new(url)
request["Accept"] = 'application/json'

REQUEST
const options = {method: 'GET', headers: {Accept: 'application/json'}};

fetch('https://sandbox.bond.tech/api/v0/customers?page=1&per_page=2', options)
.then(response => response.json())‍
then(response => console.log(response))‍
catch(err => console.error(err));‍

See our documentation

No fintech experience required.

Build and launch personalized, virtual and physical credit card solutions quickly and easily

Bond enables organizations from any industry to embed next-generation credit products into their existing customer experiences, creating personalized financial experiences for their customers and communities

Account verification

Authenticate and verify customer identities and documents to ensure they're compliant with federal regulations.

KYC Check

KYB Check

ID Verification

Sanctions screening

AML and Fraud assessment

Templated disclosures

Non-documentary and documentary check

Account Creation Map

Deposit accounts

Launch banking the way you need — whether it's FDIC-insured deposit accounts, balance accounts, or rewards accounts.

FDIC-insured up to $250,000

Account and routing numbers

Pending and available balances

Access to virtually all U.S. ATMS

Deposti accounts device

Cards

Launch physical and virtual cards with our universal Cards API. Issue cards in minutes — whether it’s a debit, prepaid, secured charge card, or credit card.

Prepaid debit and credit cards

Asset-backed and secured charge cards

Credit cards

Branded virtual and physical cards

Provision virtual cards to Apple Pay, Google Pay and Samsung Pay

Dynamic spend controls

Real-time authorizations

Access funds at ATMS

Card-to-card transfers

Credit Card Chart

Money movement

Move money between cards and accounts or make payments on behalf of your customers.

ACH - send and receive

Domestic wires

Mobile check deposits

Add to your balance

Credit returns on debits

Bill pay

Push to debit

Peer-to-peer transers

graphical user interface, application

Bond’s integration layer minimizes time to go-live and maximizes future flexibility

Bond’s unified API platform simplifies everything for you by pre-integrating with our partners and banks so you don’t have to. Dramatically speed up your time to launch while also giving yourself options for future product offerings, such as credit cards or loans.

No negotiations with external vendors

Seamless integrations

Future-proofed infrastructure

a close-up of a game

Use cases

Combine Bond's building blocks of features to create beautiful customer experiences tailor-made for your community of users

Consumer Credit Builder Card

Key features

KYC (Know Your Customer)

Virtual or physical credit cards

Underwriting through Bond

Instant decisioning

Optional Features

Virtual or physical debit cards

Premium metal card stock

Qoins customers have paid off over $30M+ and with the Qoins Qard built on Bond, they can save for an emergency fund or pay off their debt with each swipe. Qoins not only helps consumers get out of debt faster but also improves their credit along the way.

Launch a credit card program that helps your customers improve their credit, without the hassle. Leave the program management and underwriting to us.

Build all the elements of a standard bank account or just parts of it. Mix and match to suit your customers’ needs.

Consumer Secured Credit Card

Key features

KYC (Know Your Customer)

Virtual or physical credit cards

Underwriting through Bond

Instant decisioning

Optional Features

Virtual or physical debit cards

Premium metal card stock

Onyx rewards high-end consumers for being responsible and paying off their card spend every month utilizing Bond’s credit decisioning and premium card options

Launch a credit card program that helps your customers improve their credit, without the hassle. Leave the program management and underwriting to us.

Build all the elements of a standard bank account or just parts of it. Mix and match to suit your customers’ needs.

Commercial Charge Card

Key features

KYB (Know Your Business)

Virtual or physical credit cards

Underwriting through Bond

Instant decisioning

Optional Features

Virtual or physical debit cards

Premium metal card stock

Cledara uses Bond’s virtual charge cards to help their customers save up to 30% of their software spending through better monitoring and control of their SaaS subscriptions

Launch a credit card program that helps your customers improve their credit, without the hassle. Leave the program management and underwriting to us.

Build all the elements of a standard bank account or just parts of it. Mix and match to suit your customers’ needs.

Bond combines elegant and powerful technology with industry-leading expertise

Avoid costly mistakes by partnering with the experts who have the experience and knowledge to keep your business from suffering predictable delays, errors, or oversights

Enterprise-grade and immediately scalable

Bond’s full-stack platform combines modern APIs and SDKs, enterprise-grade infrastructure, and a full-featured sandbox so you can start transacting now

Fully compliant program management

Rely on Bond to provide the legal and compliance expertise you need to run your new business

Unparalleled customization

Bond’s multi-bank approach creates options so you can find the right banking partner to maximize your profitability and optionality down the road

Immediate integration with a dozen companies

Instant access to KYC, payroll switching, remote check deposit, and more

Modern APIs and multi-partner approach

Get ACH transfers, security, fraud detection, and more out of the box

In the news

Goldman-backed startup Bond raises $32M to let any company offer banking

Who needs a BaaS partner, anyway?

How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

Executives from Rapyd, PayPal and Goldman Sachs join Bond

‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Roy Ng, co-founder and CEO of Bond, on BaaS's business model

How fintech statup Qoins is helping customers get out of debt

The Top 25 Women Leaders in Financial Technology of 2021

Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Goldman-backed startup Bond raises $32M to let any company offer banking

Goldman-backed startup Bond raises $32M to let any company offer banking

The Top 25 Women Leaders in Financial Technology of 2021

The Top 25 Women Leaders in Financial Technology of 2021

How fintech statup Qoins is helping customers get out of debt

How fintech statup Qoins is helping customers get out of debt

Roy Ng, co-founder and CEO of Bond, on BaaS's business model

Roy Ng, co-founder and CEO of Bond, on BaaS's business model

‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

Executives from Rapyd, PayPal and Goldman Sachs join Bond

Executives from Rapyd, PayPal and Goldman Sachs join Bond

How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

Who needs a BaaS partner, anyway?

Who needs a BaaS partner, anyway?

Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

Banking-as-a-Service Platform Bond Enables Fast Time to Market for Brands Seeking Embedded Credit Solutions

Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Goldman-backed startup Bond raises $32M to let any company offer banking

Goldman-backed startup Bond raises $32M to let any company offer banking

The Top 25 Women Leaders in Financial Technology of 2021

The Top 25 Women Leaders in Financial Technology of 2021

How fintech statup Qoins is helping customers get out of debt

How fintech statup Qoins is helping customers get out of debt

Roy Ng, co-founder and CEO of Bond, on BaaS's business model

Roy Ng, co-founder and CEO of Bond, on BaaS's business model

‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

Executives from Rapyd, PayPal and Goldman Sachs join Bond

Executives from Rapyd, PayPal and Goldman Sachs join Bond

How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

Who needs a BaaS partner, anyway?

Who needs a BaaS partner, anyway?