Help customers build credit with a secured credit card

Launch a credit card program that helps your customers improve their credit without the hassle. Leave the program management and underwriting to us.

Qoins customers have paid off over $30M+ and with the Qoins Qard built on Bond, they can save for an emergency fund or pay off their debt with each swipe. Qoins not only helps consumers get out of debt faster but also improves their credit along the way.

Use cases

Bond's technology is incredibly flexible, but here are some of the more frequent ways our customers use it

Servicing & customer support

Partner with Bond for compliance, loan servicing, repayment, collections, and risk management — without losing your connection to your customer

Servicing & customer support

Partner with Bond for compliance, loan servicing, repayment, collections, and risk management — without losing your connection to your customer

Underwriting & Credit decisioning

Leverage Bond’s underwriting algorithms to assign responsible and prudent credit lines and build bespoke, fully compliant underwriting models. Get instant credit decisions that reduce the burden on your team and increase your speed to market.

Underwriting & Credit decisioning

Leverage Bond’s underwriting algorithms to assign responsible and prudent credit lines and build bespoke, fully compliant underwriting models. Get instant credit decisions that reduce the burden on your team and increase your speed to market.

Credit building

Support your customers’ financial dreams by helping them build their credit. Offer credit to traditionally underserved customers or those with thin, bad, or no credit history.

Credit building

Support your customers’ financial dreams by helping them build their credit. Offer credit to traditionally underserved customers or those with thin, bad, or no credit history.

Expense tracking & management

Offer your business customers real-time expense tracking and management capabilities using virtual credit cards with customizable credit limits

Expense tracking & management

Offer your business customers real-time expense tracking and management capabilities using virtual credit cards with customizable credit limits

Instant credit & customization

Offer immediate access to credit with instant issuance of virtual charge cards for online purchases and speedy fulfillment of physical cards (plastic or metal). Freeze and unfreeze cards in real-time and build customized credit limits.

Instant credit & customization

Offer immediate access to credit with instant issuance of virtual charge cards for online purchases and speedy fulfillment of physical cards (plastic or metal). Freeze and unfreeze cards in real-time and build customized credit limits.

What Bond Offers

Bond enables organizations from any industry to embed next-generation financial products into their existing customer experiences, creating personalized financial experiences for their customers and communities.

KYC (Know Your Customer)

Validate your customer's identity and documents to ensure they're compliant with federal regulations

REQUEST
1 curl --request POST \
2 --url https://sandbox.bond.tech/api/v0/customers/{CUSTOMER_ID}/verification-kyc' \
3 --header'Identity: YOUR-IDENTITY' \
4 --header'Authorization: YOUR-AUTHORIZATION' \
5 --header'Content-Type: application/json' \
6 --data-raw '{
7 "program_id": "b50063df-0b39-43f7-9458-25b08a75d42a",
8"ssn": "000-00-0000",
9"phone": "555-555-5555",
10"phone_country_code": "1",
11"email": "person@bond.tech",
12"ip": "127.1.1.1"
13}

Physical & virtual debit cards

Create and issue physical or virtual debit and credit cards in minutes

REQUEST
1 curl --request POST \
2 --url https://sandbox.bond.tech/api/v0/cards \
3 --header'Identity: YOUR-IDENTITY' \
4 --header'Authorization: YOUR-AUTHORIZATION' \
5 --header'Content-Type: application/json' \
6 --data'{"customer_id":"094cd49b-6412-429f-a396-314097a6c3b9",   "program_id":"2742ff6a-7455-4066-8b45-ae12d3acca34"}'

Underwriting & risk management

Leverage Bond’s underwriting algorithms to assign responsible and prudent credit lines and build bespoke, fully compliant, underwriting models

Instant credit decisions

Get instant credit decisioning from Bond, so you can make informed choices around credit that reduce the burden on your team and increase your speed to market

Program Management

Rely on Bond to act as your program manager, handling compliance and underwriting for you. Our platform makes it easy to build dashboards, reports, and presentations.

Dispute resolution

Resolve customer questions through our API or a 1-800 number and IVR (interactive voice response) service we can provide for you

REQUEST
1 curl --request POST \
2 --url https://sandbox.bond.tech/api/v0/disputes \
3 --header'Accept: application/json' \
4 --header'Content-Type: application/json'

Generate 2x the interchange of a debit card by offering your customers a credit builder card.

Retain customers and grow your user base

In the news

Goldman-backed startup Bond raises $32M to let any company offer banking

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Who needs a BaaS partner, anyway?

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How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

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The Top 25 Women Leaders in Financial Technology of 2021

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Goldman-backed startup Bond raises $32M to let any company offer banking

Read more

Who needs a BaaS partner, anyway?

Read more

How a corporate lawyer and a finance guy ditched the rat race to build a 750 million barbershop app

Read more

Executives from Rapyd, PayPal and Goldman Sachs join Bond

Read more

‘It all goes back to creating access’: A day in the life of Roy Ng, co-founder and CEO of Bond

Read more

Fintech founder predicts the biggest 4 banks will be worth ‘less than $100 billion’ in 5 years

Read more

Roy Ng, co-founder and CEO of Bond, on BaaS's business model

Read more

How fintech statup Qoins is helping customers get out of debt

Read more

The Top 25 Women Leaders in Financial Technology of 2021

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