Access to credit, fast

Offering credit can be complicated. Bond Credit handles the complexity—from building a credit policy to assigning appropriate line sizes and repayment schedules, so you can focus on growing your business.

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Tailored credit programs

Create custom credit products for individuals and small businesses to manage expenses, build credit, scale their business, offer rewards, tailor repayment schedules, and a lot more. Bond makes it easy to gain fast access to credit.

Credit Application Service

Card applications can be complex and cumbersome. Bond makes it easy to host an application form, collect the pertinent data, and submit the application to Bond for KYC, underwriting and card issuance.

Underwriting

Leverage Bond’s underwriting algorithms to assign responsible and prudent credit lines with our built-in logic. Run credit analysis based on consumer credit/risk profile and the type of credit requested. Collaborate with Bond to build bespoke, fully compliant underwriting models.

Better access to credit

Craft products for borrowers across the credit spectrum with Bond’s network of banking partners. Offer credit at reasonable interest rates with worrying about the fine print, all through our easy-to-use APIs. Give your customers immediate access to credit via a virtual credit card or decline them in real-time. We also automate identity and risk decisions, reducing manual reviews and fraud. Tailor repayment via daily, weekly or monthly repayment options. If your customer is a business, align repayments with their sales cycle and grow alongside them.

Credit bureau reporting

Access credit reports with ease and rely on Bond for all credit bureau reporting needs for your credit card program—without any need for third party integrations. Bond helps your customers build credit.

Credit programs
mobile deposits

Servicing & Support

Create custom credit products for individuals and small businesses to manage expenses, build credit, scale their business, offer rewards, tailor repayment schedules, and a lot more. Bond makes it easy to gain fast access to credit. 

Developer experience & speed to market

Launch your customized credit product with Bond in weeks, rather than months. Our APIs and Sandbox make it easy to test and adjust your credit products in a safe and compliant environment.

Servicing & customer support

Partner with Bond for compliance, loan servicing, repayment, and risk management, without losing your connection to your customer.