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Why I Joined Bond: Dilip Ramachandran

Why I Joined Bond: Dilip Ramachandran

For the past few months I’ve been chronicling my product management journey in my five part series about flow, leadership, building teams, recruiting, and scale. Now I’m exciting to share where this journey leads next.

I am super stoked to be joining Bond this week as Head of Product. Having previously built and led product management for Marqeta’s developer platform, I believe that Bond is addressing a massive opportunity; the same way developer platforms revolutionized cloud computing, communications and payments — Bond wants to do it for financial services.

Today, it’s easy for founders who want to start businesses to use platforms such as AWS, Twilio and Stripe to experiment, iterate and scale their product. But very few companies possess the domain expertise and compliance knowledge to offer a financial product quickly and compliantly into the market.

We’re going to enable them. That’s our vision, and it’s why I’m so excited to be a part of Bond.

My passion is to build transformative products that use technology to disrupt current ways of operating. The first part of my career was spent at comScore, Walmart, GoodData, Experian, and Reputation.com, building enterprise products that used data and technology to upend the status quo of advertising and user acquisition. Our products applied user experience and actionable insights to help end users become more effective and productive. These industries were the first to experience internet disruption — look at how Google and Facebook have become superpowers in the ad world, and you’ll see what the internet has done to the old ad agencies.

Photo by Jonas Leupe on Unsplash

Following my experience in ad tech, I saw fintech emerging to similarly disrupt financial services. So, I joined Marqeta, the card issuing and payments processing platform, still in the early stages. During my three years there, Marqeta matured as a company to become the go-to platform for cards, and I was fortunate to work on many different products before heading Marqeta’s developer platform. I was fortunate to be part of Marqeta’s incredible growth story.

When I discovered Bond, it felt like kismet. I had long been interested in banking-as-a-service. Having been a start-up founder myself, the chance to work with an early stage company really resonated with me. I ultimately joined Bond because in the earliest days, it’s not about the product, it’s about the team. And the Bond team is a group of very talented people I can learn from — and who I think can learn from me too. I’m so excited to partner with this team to build an enduring and iconic company!

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